Driver reviewing car title loan paperwork beside their vehicle

Fast, Secure & EasyCar Title Loans, done differently

Need cash quickly? Rough credit history? We care a lot more about where you're headed than where you've been. Send a request and see what your vehicle can do for you today.

  • Small loan or large loan — both are easy here
  • No pre-payment penalties, ever
  • Same-day pre-approvals and same-day funding
  • Keep driving your car — you only use the title
50
States researched
60+
Metro guides
20
In-depth resources
100%
Online process
Vehicle
Loan details
Contact

Tell us about your vehicle

Process

Three steps, all of them in writing

Everything is documented, so you always have the terms in front of you.

01

Describe the vehicle

Year, make, model, mileage and condition — all chosen from dropdowns, so there is nothing to mistype and nothing to guess at.

02

Confirm title and income

A title in your name plus recurring, documentable income is what moves a request from an estimate to a real offer.

03

Compare written offers

Review APR, term and total repayment side by side by email, then decline everything if none of it works for you.

Why Cash Title Express

Built for people comparing, not rushing

Licensed lenders only

Requests are routed to lenders licensed in your state, working under that state's rate and notice rules.

You keep the vehicle

The lien attaches to the title, not the car. You drive it every day of the term.

Email-only process

Every offer arrives in writing, so you can read the numbers twice and compare at your own pace.

Cost shown up front

We push lenders to present APR and total repayment, not just a monthly payment that hides the real price.

Latest

Read before you borrow

Short, specific posts on the details that decide what a title loan really costs.

Inspector checking a vehicle odometer and dashboard

Loan Basics · worked example

How Lenders Actually Calculate Your Title Loan Amount

Vehicle value is only the starting point. Here is the real formula lenders use, including the loan-to-value band, mileage penalties, and income coverage test.

Jul 14, 2026 · 7 min read

Start here

Topic hubs for the questions people ask most

Each hub gathers the deepest guides on the subject plus the states and cities where it comes up most.

See what your vehicle can support

A request takes a couple of minutes, puts you under no obligation, and comes back in writing.

Get Started